QuickBooks Direct Connect ends October 30, 2026. Live countdown, what stops working, and how to migrate your bank feed to Web Connect .qbo imports free.
No account needed for your first conversions. We never store your bank login.
Direct Connect retires on October 30, 2026
New Direct Connect enrollments already closed on April 30, 2026. Migrate your bank import workflow now so nothing breaks at month end.
Short answer: Intuit retires QuickBooks Direct Connect on October 30, 2026, and new enrollments closed on April 30, 2026. After the cutoff, QuickBooks Desktop can no longer pull transactions straight from your bank over Direct Connect. The supported replacement is Web Connect: download activity from your bank, get it into .qbo format, and import it through File > Utilities > Import > Web Connect Files. If your bank only exports CSV or Excel, convert that file to .qbo with the converter above and the import works exactly the same.
This page is the migration checklist. It covers what stops working, what keeps working, and the exact steps to move a Direct Connect bank feed to a Web Connect workflow before the deadline, whether your bank offers a native .qbo download or only a CSV export.
Built for the CSV and Excel exports US banks and cards actually send, checked before it exports.
The converter adds up the transactions it parsed and matches that to your file total before you export, so nothing is silently dropped.
Valid OFX 1.02 with QuickBooks Web Connect headers. Online and Desktop import it as a standard bank feed.
Date, description, and amount are detected for you, so you skip QuickBooks' strict 3-column and 4-column CSV layout.
Bulk upload for catch-up and cleanup work. Each file gets its own reconciliation check and its own exports.
Mixed date formats, currency symbols, and stray commas that break a raw CSV import are cleaned up before the .qbo is built.
One conversion, three files: the .qbo for QuickBooks, an XLSX to review, and a CSV for everything else.
Three steps. No column-mapping wizard.
Drag in a CSV, XLS, or XLSX export from your bank, credit card, or accounting tool. Any column order is fine.
Every transaction is parsed and checked against your file total. You see the rows before exporting.
Download the .qbo and import it as a Web Connect bank feed. Excel and CSV are in the same download.
The specifics that decide whether the import is clean. If your case is not here, message us in chat.
Intuit retires Direct Connect on October 30, 2026. Two dates matter: April 30, 2026 was the last day banks could enroll new Direct Connect users, and October 30, 2026 is the day existing Direct Connect feeds stop syncing. The countdown at the top of this page tracks the final cutoff. After that date, opening QuickBooks Desktop and clicking Bank Feeds will no longer download anything over Direct Connect, even if the connection worked the day before.
Direct Connect feeds stop downloading transactions and any bill pay or transfer features that ran through Direct Connect stop working. Your QuickBooks company file, registers, and history are untouched: nothing already imported is lost. What you lose is the automatic pipe going forward. Web Connect imports, .qbo file imports, and manual entry all keep working after the retirement, which is why the migration path is a file-based workflow rather than another live feed.
Three steps. First, log in to your bank's website and look for a download or export option on the account activity page: if it offers "QuickBooks Web Connect (.qbo)", download that file. Second, if your bank only offers CSV or Excel, convert the file to .qbo with the free converter at the top of this page: upload the CSV, map the date, description, and amount columns, and download the .qbo. Third, in QuickBooks Desktop go to File > Utilities > Import > Web Connect Files, pick the .qbo file, and match it to your account. From then on, repeat weekly or monthly: it takes about two minutes per account.
Many banks and most credit unions never offered .qbo downloads, and some are dropping them as Direct Connect winds down. Every bank, however, exports CSV or Excel. Convert that CSV to a .qbo file and QuickBooks treats it exactly like a native Web Connect download, including matching, rules, and duplicate detection by FITID. That makes CSV to QBO conversion the migration path that works with any bank, regardless of what the bank supports on its side.
No. Direct Connect was two-way: it downloaded transactions and could send bill payments and transfers from inside QuickBooks Desktop. The retirement ends both directions. For payments, use your bank's own online bill pay going forward, then import the resulting transactions into QuickBooks with a .qbo file so the ledger stays complete. The import side is fully covered by the Web Connect workflow on this page.
QuickBooks Online never used Direct Connect, so its bank feeds are unaffected by the October 30, 2026 retirement. This migration applies to QuickBooks Desktop (Pro, Premier, Enterprise, and Accountant). That said, QuickBooks Online feeds break for their own reasons, and the same CSV to QBO conversion works there too: QuickBooks Online accepts .qbo uploads under Transactions > Banking > Upload from file.
Upload a CSV or Excel export, get a QuickBooks-ready .qbo back in seconds. No card to try it.
Related guides: see the full Direct Connect alternative for QuickBooks, learn the difference in Direct Connect vs Web Connect, fix a feed with QuickBooks bank feed not working, or import into QuickBooks Desktop from CSV.
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