Intuit is retiring Direct Connect on October 30, 2026. Convert your bank CSV to a QBO file and keep importing into QuickBooks Desktop and Online. Reconciled and signed right.
No account needed for your first conversions. We never store your bank login.
Short answer: Intuit is retiring Direct Connect on October 30, 2026, and new Direct Connect enrollments close April 30, 2026. The most reliable replacement for a broken or discontinued bank feed is to export your transactions as a CSV and convert them to a QuickBooks Web Connect (.qbo) file here. Upload the CSV, and the converter reconciles the totals and signs each deposit and withdrawal correctly. QuickBooks Online imports the .qbo directly, and QuickBooks Desktop reads it through File, Utilities, Import, Web Connect Files.
Direct Connect was the automatic pipe that pulled transactions straight from your bank into QuickBooks Desktop. As Intuit winds it down, thousands of businesses need a manual path that still lands clean, reconciled data in their books. Converting a bank CSV to .qbo is that path, and it works for any bank that lets you export a CSV.
Built for the CSV and Excel exports US banks and cards actually send, checked before it exports.
The converter adds up the transactions it parsed and matches that to your file total before you export, so nothing is silently dropped.
Valid OFX 1.02 with QuickBooks Web Connect headers. Online and Desktop import it as a standard bank feed.
Date, description, and amount are detected for you, so you skip QuickBooks' strict 3-column and 4-column CSV layout.
Bulk upload for catch-up and cleanup work. Each file gets its own reconciliation check and its own exports.
Mixed date formats, currency symbols, and stray commas that break a raw CSV import are cleaned up before the .qbo is built.
One conversion, three files: the .qbo for QuickBooks, an XLSX to review, and a CSV for everything else.
Three steps. No column-mapping wizard.
Drag in a CSV, XLS, or XLSX export from your bank, credit card, or accounting tool. Any column order is fine.
Every transaction is parsed and checked against your file total. You see the rows before exporting.
Download the .qbo and import it as a Web Connect bank feed. Excel and CSV are in the same download.
The specifics that decide whether the import is clean. If your case is not here, message us in chat.
Yes. Intuit is retiring Direct Connect on October 30, 2026, and it stops accepting new Direct Connect enrollments on April 30, 2026. Direct Connect only served QuickBooks Desktop, and those desktop products are being phased out, so the connectivity behind them is going with them. Banks across the country have posted the same notice and are steering customers to Web Connect or Express Web Connect.
The best alternative depends on your bank. Express Web Connect keeps an automatic feed where your bank supports it, but it breaks often and is read-only inside QuickBooks Online. The most dependable manual option is to export a CSV from your bank and convert it to a .qbo file, because a CSV export is something every bank offers and a .qbo imports cleanly into both QuickBooks Desktop and Online.
Export your transactions from your bank as a CSV for the date range you need, then upload the CSV to the converter at the top of this page. It builds a .qbo file with reconciled totals. In QuickBooks Online go to Transactions, then Bank transactions, then Upload from file. In QuickBooks Desktop go to File, Utilities, Import, Web Connect Files and pick the .qbo.
Drop the CSV into the converter, confirm the date, description, and amount columns look right, and download the .qbo. The tool reads the amounts, applies the correct sign for a bank or card account, reconciles the running total against your file, and writes a valid QuickBooks Web Connect file. There is no software to install and no bank login to share.
| Method | Status in 2026 | QuickBooks it fits | What you do |
|---|---|---|---|
| Direct Connect | Retiring October 30, 2026 | Desktop only | Nothing, until it stops |
| Express Web Connect | Available, breaks often | Online and Desktop | Rely on an automatic feed |
| Manual Web Connect (.qbo) | Supported where the bank offers it | Online and Desktop | Download a .qbo from the bank |
| Export CSV, convert to .qbo | Always available | Online and Desktop | Export CSV, upload, import |
No. QuickBooks Desktop does not import a raw bank CSV into an account register. It only accepts a Web Connect (.qbo) file through File, Utilities, Import, Web Connect Files. That single limitation is why so many businesses hit a wall when Direct Connect fails: the CSV they can download will not import until it is converted to .qbo.
Manual Web Connect, where you download a .qbo file from your bank and import it yourself, is a separate feature from Direct Connect and is expected to remain. The catch is that not every bank offers a .qbo download, and several have dropped it. When your bank only gives you a CSV, converting that CSV to .qbo produces the same importable file by hand.
Yes. QuickBooks Online can import a .qbo file under Transactions, then Bank transactions, then Upload from file. The .qbo route is often cleaner than mapping a raw CSV in QuickBooks Online because the file already carries structured dates and amounts, so you skip the column-mapping screen and the date-format errors that come with it.
You never share a bank login. Unlike Direct Connect or Express Web Connect, which store your online banking credentials, this converter only reads a file you already downloaded. Nothing connects to your bank and nothing touches your QuickBooks company file until you import the .qbo yourself, so you stay in control of the data at every step.
Intuit stops new Direct Connect enrollments on April 30, 2026, and shuts the service down on October 30, 2026. After that date, Direct Connect users get no more automatic downloads. Setting up a CSV-to-QBO workflow now means your month-end import does not break the day the feed goes dark.
No. Direct Connect required a supported QuickBooks Desktop version and an active bank enrollment. This converter runs in your browser, so there is nothing to download, no add-on to license, and no version of QuickBooks to keep current. You export a CSV, upload it, and import the .qbo into whichever QuickBooks you already run, which means the workflow survives even after your desktop version loses support.
Automatic feeds like Direct Connect and Express Web Connect break when a bank changes its login flow, adds a security prompt, or updates its connection endpoint, and you often do not find out until transactions quietly stop arriving. A CSV export is a plain file the bank always lets you download, and a converted .qbo is a fixed record you can inspect before importing. Nothing runs on a schedule that can silently fail, so your month-end close does not depend on a connection you cannot control.
Upload a CSV or Excel export, get a QuickBooks-ready .qbo back in seconds. No card to try it.
Related guides: convert a CSV to QuickBooks Desktop, handle a Comerica CSV to QBO feed that stopped working, or use the CSV to QBO converter for accountants to run many clients through the same workflow. See the best CSV to QBO converter overview for pricing and limits.
For the solo bookkeeper running a monthly close in QuickBooks.
USD / month
billed $288 yearly
For a firm or finance team converting across many clients and currencies.
USD / month
billed $888 yearly
For multi-bookkeeper firms managing many client books at scale.
USD / month
billed $2,988 yearly
