CSV to QBO converter for accountants and bookkeepers: turn a year of client bank and card exports into clean QuickBooks .qbo files, in bulk, reconciled.
No account needed for your first conversions. We never store your bank login.
Short answer: Accountants and bookkeepers use a CSV to QBO converter to turn the messy bank and card exports clients hand over into clean QuickBooks Web Connect (.qbo) files that import in one pass. Upload a client CSV or Excel file in the converter above, review the reconciled rows, and download a .qbo that QuickBooks Online and Desktop both accept. Nothing to install on a client machine, and every file is checked against its own total before you export.
Catch-up and cleanup work runs on files QuickBooks refuses: a year of statements in ten different layouts, mixed date formats, dollar signs in amount cells, and closed accounts the bank feed will never reach. This page is for the practice doing that work at volume. The converter reformats each file into the exact structure QuickBooks reads, so you spend your time categorizing and reconciling instead of hand-fixing spreadsheets.
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| Plan | Best for | Conversions / month | Price |
|---|---|---|---|
| Free | Testing a client file before you commit | 3, no account | Free |
| Starter | A solo bookkeeper with a handful of monthly clients | 100 | $49/mo ($24/mo yearly) |
| Plus | A practice doing catch-up work, with saved conversion history | 500 | $149/mo ($74/mo yearly) |
| Pro | A firm running conversions through the API at high volume | Unlimited | $499/mo ($249/mo yearly) |
Built for the CSV and Excel exports US banks and cards actually send, checked before it exports.
The converter adds up the transactions it parsed and matches that to your file total before you export, so nothing is silently dropped.
Valid OFX 1.02 with QuickBooks Web Connect headers. Online and Desktop import it as a standard bank feed.
Date, description, and amount are detected for you, so you skip QuickBooks' strict 3-column and 4-column CSV layout.
Bulk upload for catch-up and cleanup work. Each file gets its own reconciliation check and its own exports.
Mixed date formats, currency symbols, and stray commas that break a raw CSV import are cleaned up before the .qbo is built.
One conversion, three files: the .qbo for QuickBooks, an XLSX to review, and a CSV for everything else.
Three steps. No column-mapping wizard.
Drag in a CSV, XLS, or XLSX export from your bank, credit card, or accounting tool. Any column order is fine.
Every transaction is parsed and checked against your file total. You see the rows before exporting.
Download the .qbo and import it as a Web Connect bank feed. Excel and CSV are in the same download.
The specifics that decide whether the import is clean. If your case is not here, message us in chat.
Yes, a file at a time, and your monthly allowance is what decides how much you can move. Plus covers 500 conversions a month and Pro is unlimited, which is enough to bring a full year of a new client's accounts across in one sitting. Every file is reconciled against its own total, so a bad row in a client's March statement surfaces on that file instead of hiding in the pile. Firms that would rather not do it by hand run the Pro API and convert straight from their own system.
A solo bookkeeper with a few monthly clients usually fits the Starter plan at 100 conversions. A practice doing onboarding and catch-up work wants Plus, which raises the allowance to 500 conversions a month and keeps a history of every file. A firm converting at high volume or through software picks Pro for unlimited conversions and API access. Start on the free tier to test a real client file first.
Yes. The converter is not tied to any one QuickBooks company file. You convert each client's CSV to a .qbo, then import that .qbo into whichever client company you are working in. Because the output is a standard Web Connect file, it works across every client's QuickBooks Online or Desktop account without any per-client setup or connection.
Have the client download each account's history as a CSV or Excel file from their bank, convert each one to a .qbo, and import the .qbo files in date order. A .qbo is not held to the 350 KB CSV upload cap in QuickBooks Online, so a full year usually fits in one file per account. For the full workflow, see importing older transactions into QuickBooks.
Yes. The .qbo output imports into any QuickBooks Online company you have open in QuickBooks Online Accountant, the same way it imports into a standalone QuickBooks Online file. You do the conversion outside QuickBooks, then upload the .qbo under Transactions, Bank transactions, Upload from file in the client's books. Nothing about QuickBooks Online Accountant changes the import step.
The Pro plan runs unlimited conversions on one account, so a firm can work from a single allowance instead of buying a separate seat for every bookkeeper. The converter runs in the browser, so there is no software to license or install on each machine. Contact us if your firm needs something beyond the standard plans.
Files are processed for the conversion and are not sold or shared. Because the tool runs in the browser and outputs a file you download, you are not wiring a client's live bank credentials into a third-party feed the way a direct bank connection does. You upload a static export, get a static .qbo back, and keep control of both files. Review the current terms and privacy policy for the exact data handling.
The rejects are almost always a format problem: wrong column count, mixed date formats, currency symbols in amount cells, blank rows, or a file over the 350 KB limit. Rather than hand-editing the spreadsheet to QuickBooks' rules, convert it to a .qbo, which applies every rule for you. The converter also flags when a parsed total does not match the file, so you catch a bad export before it reaches the client's books.
The converter reads CSV, TXT, XLS, XLSX, and XLSM exports from any US bank, credit card, or accounting tool, and writes a QuickBooks .qbo along with XLSX and CSV copies. On the Plus plan it also outputs QFX, OFX, QIF, and IIF, which covers Quicken and older QuickBooks import routes. One upload gives you the .qbo for QuickBooks plus a spreadsheet to review before you import.
No. The converter runs in any browser on macOS or Windows, so there is nothing to install, license per seat, or update on a client's computer. That is the main practical difference from desktop tools like ProperConvert, which have to be installed and licensed on each machine. You do the conversion on your own machine and hand the client a finished .qbo, or import it yourself.
Upload a CSV or Excel export, get a QuickBooks-ready .qbo back in seconds. No card to try it.
Related guides: convert any file with the CSV to QBO converter, run a folder of client statements through the bulk CSV to QBO converter, compare tools on the best CSV to QBO converter page, reconcile a Profit First client with the Relay CSV to QBO converter, weigh a desktop tool against the browser with the ProperSoft alternative comparison, price a cleanup engagement with the QuickBooks cleanup cost guide, and work through onboarding with the QuickBooks cleanup checklist for a new client. For clients on fintech accounts, the Mercury CSV to QBO converter and the Ramp CSV to QBO converter handle exports those platforms do not sync to QuickBooks Desktop. When a client's feed dies mid month, work from QuickBooks bank feed not working and the Bluevine CSV to QBO converter.
Firms weighing a paid importer against a converter should read the Transaction Pro alternative and Zed Axis alternative comparisons, which set out honestly where each tool wins and where it is simply the wrong purchase for bank data. Firms automating the conversion step of a multi-client close should look at the CSV to QBO API and how to automate bank transaction import into QuickBooks, and practices with clients at credit unions can point them to the credit union CSV to QBO converter.
Firms with rental and community association clients hit a version of this problem with more accounts per client, since operating money, owner funds and tenant security deposits usually sit in separate registers at separate institutions. The CSV to QBO converter for property management page covers that setup, including how to keep per property reporting without opening a bank account per door. Firms with veterinary clients should see the CSV to QBO converter for veterinary practices page, where card batches, CareCredit and Scratch each settle on their own clock. Firms with medical and dental clients should see the CSV to QBO converter for medical practices page, since a payer deposit that nets dozens of claims is the hardest thing on a practice's bank register to reconcile. Firms that keep the books for attorneys should also see the CSV to QBO converter for law firms page, which covers importing IOLTA trust and operating accounts cleanly enough to pass a three-way reconciliation. Vertical specific pages cover trucking and owner operator clients, whose factoring settlements and fuel card accounts have no bank feed at all. Charity, church and association clients are covered on the CSV to QBO converter for nonprofits page, where the classification problem is a donor restriction rather than a category. Firms with farm and ranch clients should see the CSV to QBO converter for farms and ranches page, where the same year has to satisfy a cash basis Schedule F and an accrual adjusted balance sheet for the operating lender.
For the solo bookkeeper running a monthly close in QuickBooks.
USD / month
$288 charged today
For a firm or finance team converting across many clients and currencies.
USD / month
$888 charged today
For a high-volume bookkeeper or firm converting client books at scale.
USD / month
$2,988 charged today
