MoneyThumb Online Pricing: What It Costs Per Conversion
No account needed for your first 3 conversions. We never store your bank login.
Short answer: MoneyThumb Online for QuickBooks starts at $24.95 a month for five statement conversions, or $199.95 a year for sixty. The Standard tier is $49.95 a month for twenty conversions ($399.95 a year for 240), and the Pro tier is $99.95 a month for sixty ($799.95 a year for 800). You are buying a metered pool of conversions, not unlimited use, and every account on every monthly statement spends one credit.
That metering is the whole story. If you convert one or two statements a month, MoneyThumb Online is inexpensive. If you are a bookkeeper closing ten clients a month, the same pricing turns into a bill that grows every time you take on work. The figures below were read from MoneyThumb's own shop and product pages in September 2026. Vendors change prices, so confirm the current number before you buy.
| Plan | Monthly | Conversions included | Yearly | Conversions per year |
|---|---|---|---|---|
| Individual | $24.95 | 5 per month | $199.95 | 60 |
| Standard | $49.95 | 20 per month | $399.95 | 240 |
| Pro | $99.95 | 60 per month | $799.95 | 800 |
MoneyThumb states that the yearly option saves 33 percent against monthly billing and hands you the whole allowance up front. Larger packages exist too: the purchase dropdown offers blocks running to 1,200, 1,500, 3,000 and 6,000 conversions for high volume shops.
How much does MoneyThumb Online cost per conversion?
Divide the plan price by the conversions it includes and the real unit cost appears. Monthly Individual works out to $4.99 per statement, which is the most expensive way to buy. Pro billed yearly is $1.00 per statement, the cheapest MoneyThumb rate. The spread between the two is a factor of five, so the plan you pick matters more than the vendor you pick.
| Plan and billing | Price | Conversions | Cost per conversion |
|---|---|---|---|
| Individual, monthly | $24.95 | 5 | $4.99 |
| Individual, yearly | $199.95 | 60 | $3.33 |
| Standard, monthly | $49.95 | 20 | $2.50 |
| Standard, yearly | $399.95 | 240 | $1.67 |
| Pro, monthly | $99.95 | 60 | $1.67 |
| Pro, yearly | $799.95 | 800 | $1.00 |
What counts as one conversion in MoneyThumb Online?
One conversion is one account on one monthly statement. A combined statement covering a checking account and a savings account spends two credits, not one. Reconverting the same file does not cost a second credit, so fixing a date format or re-running a file you already processed is free. This is the detail that catches bookkeepers out: client count multiplied by accounts per client multiplied by twelve months is the number you actually need each year.
Work it through. Eight clients with two accounts each is sixteen credits a month, or 192 a year. That is past the Individual plan and past Standard's 240 only if you add a ninth client. A single new engagement can push you into the next tier.
Do unused MoneyThumb conversions roll over?
Yes. MoneyThumb states that conversions are valid for the life of the subscription and that unused conversions roll over when the subscription renews. That softens the metering considerably for seasonal work, because a quiet summer builds a balance you can spend during tax season. It does not help if your baseline volume is simply higher than the plan you bought.
Is there a free trial of MoneyThumb Online?
There is a trial, and it is a preview rather than a free conversion. MoneyThumb's wording is that trial mode will display full conversion results, but you can only download the first ten transactions. You can therefore confirm that your statement parses correctly before paying, which is genuinely useful, but you cannot get a usable file out of a real statement without buying credits.
What file formats does MoneyThumb Online accept?
MoneyThumb Online for QuickBooks accepts PDF, OFX, CSV, QFX and QIF, and writes a .qbo Web Connect file. The PDF support is the product's real differentiator: MoneyThumb describes it as the only PDF converter with OCR built for bank statements. It works with QuickBooks Online editions other than Self Employed, and QuickBooks Desktop versions from 2023 to 2025.
MoneyThumb Online or 2qbo Convert Pro: which is cheaper?
They are different purchases. MoneyThumb Online is a metered subscription you run in a browser. 2qbo Convert Pro is desktop software sold as a one-time license in the $549 to $599 range, with volume discounts starting at two licenses. If you will convert statements for years, the desktop license stops costing money once you own it. If you need a handful of conversions and no install, the online product is the cheaper entry. Our 2qbo Convert Pro alternative page covers that desktop product in detail.
Where a CSV-only converter costs less
If your bank hands you a CSV, you are paying MoneyThumb's PDF-grade prices for a job that does not need OCR. That is where the arithmetic separates. csvqbo is metered per month rather than per statement, and the allowance is an order of magnitude larger at a similar price.
| MoneyThumb Online Individual | csvqbo Starter | |
|---|---|---|
| Yearly price | $199.95 | $294 charged today ($24.50 a month) |
| Conversions per year | 60 | 1,200 (100 a month) |
| Cost per conversion | $3.33 | about $0.25 |
| PDF statements | Yes, with OCR | No. CSV, TXT and Excel only |
| Install | Browser | Browser |
| Output | .qbo, OFX, CSV, QFX, QIF | .qbo Web Connect (QFX, OFX, QIF and IIF on Plus) |
Read that table honestly and MoneyThumb wins two rows. Their yearly entry price is lower in absolute dollars, $199.95 against $294, and they read PDF statements while csvqbo does not accept a PDF at all. If your clients email you scanned or downloaded PDF statements, MoneyThumb solves a problem csvqbo does not, and the per-conversion price is what that OCR costs. Readers in that position are usually better served by a tool built for the format, or by choosing to turn the PDF statement into a spreadsheet first and working from the data.
Which buyer should pick which
Pick MoneyThumb Online when statements arrive as PDFs, when volume is genuinely low and predictable, or when you need Quicken formats from the same tool. Pick a CSV converter when your banks already offer a CSV or Excel download, when you close more than five accounts a month, or when a per-statement meter makes your cost of goods move every time you win a client.
The break-even is not subtle. At sixteen accounts a month, MoneyThumb Standard yearly costs $399.95 for 240 conversions. The same 192 conversions fit inside a csvqbo Starter year at $294 with more than a thousand conversions left over. The gap widens with every account you add, which is why volume shops tend to move off per-statement pricing.
Does MoneyThumb Online work with QuickBooks Desktop?
Yes, for QuickBooks Desktop 2023 through 2025. This matters more than it sounds, because QuickBooks Desktop cannot import a bank CSV in any version. The only supported routes into Desktop bank feeds are a .qbo Web Connect file or an IIF file, so Desktop users need a converter no matter which vendor they choose. With Intuit retiring Direct Connect on October 30, 2026, that is about to be true for a lot more Desktop firms.
How do I try a converter before committing?
Run the same real statement through both. Check that dates parse in US order, that the sign convention is right for a credit card account, and that the row count matches what you expected before you download. csvqbo gives you three conversions with no account and three more once you create one, watermarked and row capped, which is enough to confirm your bank's layout parses correctly.
Compare the wider field on the best CSV to QBO converter roundup, see the desktop product line on the MoneyThumb alternative page, check a rival subscription in the ProperConvert pricing breakdown, or price out steady monthly work with the volume CSV to QBO converter.