Convert a TD Bank or TD Business Direct CSV export into a QuickBooks .qbo file. When TD feeds hit error 105 or 106, upload your CSV and get a clean Web Connect .qbo.
No account needed for your first conversions. We never store your bank login.
This TD Bank CSV to QBO converter turns the spreadsheet you download from TD Bank into a real .qbo Web Connect file that QuickBooks Online and QuickBooks Desktop import as a bank feed. TD Bank checking, savings, and TD Business Direct accounts let you export activity as a comma-separated (CSV) file, and QuickBooks Desktop cannot import a raw CSV, so converting the CSV is the one reliable way to get a TD Bank export into Desktop and the cleanest way to get it into Online. Upload your TD Bank CSV above and you get back a proper .qbo, plus Excel and CSV copies, with every transaction total checked against your original file before it exports.
It handles the activity export from TD Bank personal checking and savings, small business accounts, and TD Business Direct. The date, description, and amount columns are detected automatically, so you skip the strict column mapping QuickBooks Online forces on a raw CSV upload and the sign errors that come with it.
The converter gives you the reliable middle path: a properly built .qbo that both versions of QuickBooks read, without waiting on a TD connection that Intuit has repeatedly escalated for banking errors.
| Method | Works with QuickBooks Online | Works with QuickBooks Desktop | Best for |
|---|---|---|---|
| Convert the TD Bank CSV to a .qbo (this tool) | Yes, upload the .qbo | Yes, Import Web Connect file | Any TD account, and accounts stuck on error 105 or 106 where the live feed will not download |
| Upload the raw CSV to QuickBooks Online | Yes, with manual column mapping | No native CSV transaction import | One-off small files, once you map the columns and fix the debit signs by hand |
| Direct TD Bank feed or Web Connect | Yes, when the connection holds | Yes, via Web Connect | Day-to-day sync, but TD feeds are widely reported to hit error 105 and 106 and stop downloading |
Built for the CSV and Excel exports US banks and cards actually send, checked before it exports.
The converter adds up the transactions it parsed and matches that to your file total before you export, so nothing is silently dropped.
Valid OFX 1.02 with QuickBooks Web Connect headers. Online and Desktop import it as a standard bank feed.
Date, description, and amount are detected for you, so you skip QuickBooks' strict 3-column and 4-column CSV layout.
Bulk upload for catch-up and cleanup work. Each file gets its own reconciliation check and its own exports.
Mixed date formats, currency symbols, and stray commas that break a raw CSV import are cleaned up before the .qbo is built.
One conversion, three files: the .qbo for QuickBooks, an XLSX to review, and a CSV for everything else.
Three steps. No column-mapping wizard.
Drag in a CSV, XLS, or XLSX export from your bank, credit card, or accounting tool. Any column order is fine.
Every transaction is parsed and checked against your file total. You see the rows before exporting.
Download the .qbo and import it as a Web Connect bank feed. Excel and CSV are in the same download.
The specifics that decide whether the import is clean. If your case is not here, message us in chat.
Sign in to TD Bank online banking or TD Business Direct on a desktop browser, open the account, and download your activity as a CSV for the date range you need. Upload that CSV to the converter at the top of this page. It detects the date, description, and amount columns, checks the parsed total against your file, and hands back a .qbo you import into QuickBooks. QuickBooks Online reads the .qbo directly, and QuickBooks Desktop imports it through Bank Feeds, so the same file works in either version.
Sign in at td.com, open the account, and use the download or export option on the account activity page, then choose the comma-separated values (CSV) format and your date range. On TD Business Direct, open the account and use the export function to select CSV. Use the desktop website rather than the TD mobile app, since the app does not offer the full transaction export that the converter needs.
Error 105 means the problem is on the bank side, usually TD website maintenance or server issues that break the connection, and Intuit has escalated TD error 105 to its development team. Error 106 means QuickBooks cannot locate the account on TD's site, an issue TD Business Direct customers have hit repeatedly. While the feed is down, downloading a TD Bank CSV and converting it to a .qbo gets your transactions in without waiting for the connection to be fixed.
TD Bank and TD Business Direct offer a QuickBooks Web Connect (.qbo) download for some accounts, but users regularly report TD .qbo files failing to import cleanly, with formatting and Bank ID mismatches that need manual editing. Intuit's own guidance is to download the Web Connect file straight from your bank and confirm it is a .qbo. Converting a plain TD CSV to a .qbo produces a clean Web Connect file when the bank's own download is missing or broken.
A TD Bank CSV often has extra columns, no running balance, and debits and credits that QuickBooks Online's three or four column mapping reads the wrong way, so descriptions go missing or amounts flip sign. Converting the CSV to a .qbo builds a clean description and applies the correct sign for each transaction, so the import lands right the first time instead of needing row-by-row cleanup after the fact.
No, QuickBooks Desktop cannot import bank transactions from a raw CSV file. Desktop only imports a Web Connect .qbo through File, then Utilities, then Import, then Web Connect Files. When TD's own .qbo download errors out or an account only offers CSV, converting your TD Bank CSV to a .qbo first is the reliable way to get those transactions into QuickBooks Desktop.
TD Bank online banking typically shows around 18 months to two years of activity, and the direct QuickBooks feed reaches back roughly 90 days. To catch up a longer stretch, download each available range as a CSV, convert each one to a .qbo here, and import them in order. The accuracy check on every file means nothing is dropped when you piece a long history together.
Yes. TD Business Direct activity downloads as a CSV the same way personal account activity does, and the converter handles business exports, including split debit and credit columns. You get a .qbo that imports into the matching QuickBooks account, which is exactly the workaround Business Direct users reach for when the direct download returns error 106.
QuickBooks caps a single CSV upload at 350 KB, which is roughly 1,000 transactions, so a long TD Bank export can fail when uploaded as a CSV. Converting to a .qbo and, where needed, splitting by month or quarter keeps each file inside that limit. The converter checks every batch against your file total, so nothing is dropped when you split a long TD Bank history across several files.
Upload a CSV or Excel export, get a QuickBooks-ready .qbo back in seconds. No card to try it.
Yes, and the accuracy check is the point. Before the .qbo downloads, the converter adds up every transaction it parsed and compares that to the total in your TD Bank CSV. If a row is missing or misread, you see it in the preview instead of finding it during reconciliation. Working from a different bank? Use the CSV to QuickBooks Online converter for any account, turn a spreadsheet into a .qbo with the Excel to QBO converter, handle a stack of statements with the bulk CSV to QBO converter, compare the best CSV to QBO converters on price, switch to the Chase CSV to QBO converter, Capital One CSV to QBO converter, Bank of America CSV to QBO converter, or Citibank CSV to QBO converter for those accounts, read the step-by-step TD Bank CSV to QuickBooks guide, or follow how to import the .qbo file into QuickBooks once it is built.
For the solo bookkeeper running a monthly close in QuickBooks.
USD / month
billed $288 yearly
For a firm or finance team converting across many clients and currencies.
USD / month
billed $888 yearly
For multi-bookkeeper firms managing many client books at scale.
USD / month
billed $2,988 yearly
